A credit card is an important financial tool. Living life without a credit card is difficult in today’s time. If used wisely, credit cards can prove to be a boon for you. However, before finalizing on a credit card, it is of utmost importance for you to know to analyze the rewards, benefits, and spending limit offered by various credit card companies in the country. A proper analysis will give you a clear picture about which credit card you should opt for.

Best credit cards of 2020
Choosing the right credit card could sometimes be tricky and cumbersome. In order to help you do the same, we have compiled a list of the best credit cards of 2020 as listed below:

HSBC Cash Rewards
HSBC Cash Rewards is touted as one of the best credit cards of 2020 for various reasons. Offered by MasterCard, this credit card offers a plethora of benefits. This card offers the benefit of zero transaction fees on foreign transactions and annual fees. It also offers cash rewards of 1.5% on every $1 spent during the intro period. Also gives you a chance to earn 3% cash back for all purchases in the first twelve months , upto a maximum total expenditure of $10,000.

Chase Freedom Unlimited
With a Chase Freedom Unlimited Credit Card, you could earn automated cash back of 1.5% on every purchase along with zero annual fee. You would also be provided the benefit of zero percentage annual percentage rate for a period of 15 months from the date of account opening on balance transfers and purchases. In this card, the cash back rewards do not expire until the period your account is open. Lastly, you are eligible to earn a bonus of $200 after purchasing products worth $500 on this credit card within the first three months from the account opening date.

Apart from the aforementioned credit cards, you can even check out other options as per your suitability, and then take a decision on which is the best credit card of 2020   according to you.